Senior director of mortgage services to Freddie Mac job bank and bank originators. Over 15 years at Freddie Mac’s Investment and Capital Markets division – providing liquidity, funding and pricing to mainly non-bank and small originators of single family mortgages. I’ve fostered relationships with over 75 business partners and lead a team of 4 that make executing business with Freddie Mac a friendly experience. We run best execution analysis and work with our portfolio on negotiating profitable trades and pass along the benefit to our originators. Technology and information advances have significantly changed the mortgage landscape – its very efficient compared to even 3 years ago – margins are very compressed. The universe of players compete on innovation, service and building trust.